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Insurance Project Topics 

Expert Academic Project Help in Insurance

We provide high-quality academic project reports, dissertations, internship projects, and research papers specifically focused on the Insurance specialization.
Our Insurance projects are suitable for students pursuing MBA, BBA, M.Com, B.Com, MA, or other management-related degrees. Each report is well-researched, formatted as per university guidelines, and designed to provide clear insights into Insurance practices across industries.
Students can choose from a wide list of ready-made Insurance project topics or request a fully customized report prepared according to their specific research area. Every project is developed purely for learning and reference purposes, helping you understand report structure, research methodology, and analysis so that you can confidently prepare your own Insurance academic work.

Insurance 500 Topics For Project Report

Insurance project Topics List (1–100)

1. Principles of Insurance: Utmost Good Faith and Insurable Interest
2. Indemnity vs Non-Indemnity Contracts in Insurance
3. Proximate Cause Doctrine in Claim Settlement
4. Subrogation and Contribution in General Insurance
5. Role of IRDAI in Regulating Indian Insurance Sector
6. Comparative Study of Public vs Private Insurance Companies
7. Bancassurance Model in India
8. Insurance Penetration and Density in India
9. Impact of COVID-19 on Health Insurance Claims
10. Motor Third-Party Insurance: Compulsory Coverage
11. Own Damage (OD) vs Comprehensive Motor Insurance
12. No Claim Bonus (NCB) in Vehicle Insurance
13. IDV Calculation in Motor Insurance
14. Add-On Covers in Two-Wheeler Insurance
15. Cashless vs Reimbursement Claims in Health Insurance
16. Pre-Existing Disease (PED) Waiting Period
17. Room Rent Capping in Health Policies
18. Co-Payment and Deductible Clauses
19. Critical Illness Insurance: Coverage and Exclusions
20. Group Health Insurance vs Individual Plans
21. Ayushman Bharat PM-JAY Scheme Analysis
22. Senior Citizen Health Insurance Challenges
23. Maternity Cover in Health Insurance
24. Domiciliary Hospitalization Benefits
25. Day Care Procedures in Health Policies
26. Portability in Health Insurance
27. Claim Settlement Ratio of Insurers
28. Life Insurance: Term vs Endowment Plans
29. ULIP vs Traditional Life Insurance Products
30. Surrender Value in Life Policies
31. Paid-Up Value and Revival of Lapsed Policies
32. Bonus in Participating Life Plans
33. Riders in Life Insurance: ADB, Critical Illness
34. Child Insurance Plans: Features and Taxation
35. Pension Plans: NPS vs Annuity Products
36. Money-Back Policies: Liquidity and Returns
37. Suicide Clause in Life Insurance
38. Nomination vs Assignment in Life Policies
39. Maturity vs Death Claim Process
40. Fire Insurance: Standard Fire and Special Perils
41. Burglary and Housebreaking Insurance
42. Marine Insurance: Hull vs Cargo Coverage
43. Institute Cargo Clauses (A, B, C)
44. War and SRCC Risks in Marine Policies
45. Home Insurance: Structure vs Contents Cover
46. Shopkeeper’s Insurance Package
47. Engineering Insurance: Erection All Risks (EAR)
48. Contractor’s All Risks (CAR) Policy
49. Machinery Breakdown Insurance
50. Boiler and Pressure Plant Insurance
51. Electronic Equipment Insurance
52. Liability Insurance: Public vs Product Liability
53. Professional Indemnity for Doctors and CAs
54. Directors and Officers (D&O) Liability
55. Cyber Insurance: Data Breach Coverage
56. Travel Insurance: Domestic vs International
57. Student Travel Insurance
58. Crop Insurance: PMFBY Scheme
59. Weather-Based Crop Insurance
60. Livestock Insurance Schemes
61. Personal Accident Insurance: Table of Benefits
62. Keyman Insurance for Businesses
63. Credit Insurance: Trade vs Loan Default
64. Reinsurance: Treaty vs Facultative
65. Role of GIC Re in Indian Market
66. Solvency Model in Insurance Regulation
67. Risk-Based Capital (RBC) Framework
68. Underwriting Process in Life Insurance
69. Medical Examination in High Sum Assured Cases
70. Non-Medical Underwriting Limits
71. Persistency Ratio in Life Insurance
72. Mis-Selling in Insurance Products
73. PPI in Insurance Distribution
74. Insurance Ombudsman Scheme
75. Consumer Grievances Redressal
76. Free-Look Period in Policies
77. Grace Period and Lapse Consequences
78. Section 45 of Insurance Act, 1938
79. Taxation of Life Insurance Proceeds
80. Section 80C and 80D Deductions
81. GST on Insurance Premiums
82. Section 10(10D) Maturity Benefits
83. Health Insurance for NRIs
84. Overseas Mediclaim Policy
85. Marine Cargo Open Policy
86. Specific vs Floater Health Plans
87. Top-Up and Super Top-Up Health Covers
88. Corporate Buffer in Group Health
89. Employee Wellness Programs in Insurance
90. Microinsurance Products in India
91. Bima Sugam: Insurance e-Marketplace
92. Insurance Awareness Campaigns
93. Digital Distribution of Insurance
94. InsurTech Innovations in India
95. Blockchain in Claim Processing
96. AI in Underwriting and Fraud Detection
97. Drone Surveys in Property Insurance
98. Telematics in Motor Insurance
99. Wearables in Health Insurance
100. Parametric Insurance for Natural Disasters

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Insurance Project Topics List (101-200)

101. Index-Based Crop Insurance
102. Catastrophe Bonds in Reinsurance
103. Lloyd’s of London Syndicates
104. Insurance Linked Securities (ILS)
105. Embedded Insurance in E-Commerce
106. Pay-As-You-Drive (PAYD) Motor Insurance
107. Pay-How-You-Drive (PHYD)
108. Usage-Based Insurance (UBI)
109. Climate Risk Insurance
110. Pandemic Insurance Products
111. ESG Integration in Insurance Investments
112. Green Insurance Products
113. Social Impact Insurance
114. Insurance for Gig Workers
115. Pet Insurance in India
116. Art and Jewellery Insurance
117. Event Cancellation Insurance
118. Wedding Insurance Policies
119. Sports Insurance for Athletes
120. Aviation Insurance: Hull and Liability
121. Space Insurance for Satellites
122. Nuclear Insurance Pools
123. Terrorism Insurance Coverage
124. Political Risk Insurance
125. Kidnap and Ransom (K&R) Insurance
126. Fidelity Guarantee Insurance
127. Bankers Blanket Policy
128. Jewellers Block Policy
129. Plate Glass Insurance
130. Neon Sign Insurance
131. Baggage Insurance
132. Personal Effects Floater
133. All Risks Policy for Valuables
134. Consequential Loss (Fire) Insurance
135. Loss of Profit Insurance
136. Advance Loss of Profit (ALOP)
137. Industrial All Risks (IAR) Policy
138. Standard Fire Policy Exclusions
139. Reinstatement Value Policies
140. Agreed Value vs Market Value in Claims
141. Underinsurance and Average Clause
142. Overinsurance in Property Policies
143. Salvage and Abandonment in Marine
144. Sue and Labour Charges
145. General Average in Marine Insurance
146. Particular Average vs Total Loss
147. Constructive Total Loss (CTL)
148. Franchise Clause in Policies
149. Excess/Deductible in Claims
150. Pair and Set Clause
151. Depreciation in Claim Settlement
152. Betterment in Motor Repairs
153. Total Loss vs Partial Loss
154. Cash Loss Settlement Option
155. Repair vs Replacement Basis
156. Claim Surveyors and Loss Assessors
157. IRDAI Guidelines on Surveyors
158. Third Party Administrators (TPAs) in Health
159. Cashless Network Hospitals
160. Pre-Authorization in Health Claims
161. Discharge Voucher Controversy
162. Repudiation of Claims: Grounds
163. Delay in Claim Settlement Penalties
164. Moral Hazard in Insurance
165. Adverse Selection Problem
166. Risk Inspection and Mitigation
167. Premium Loading for High Risk
168. No Claim Discount in General Insurance
169. Long-Term Motor Policies (3+2 Years)
170. Compulsory Deductibles in Commercial Vehicles
171. IMT Endorsements in Motor Policies
172. Geographical Area Extension
173. Personal Accident Cover for Owner-Driver
174. Depreciation Rates in Motor Claims
175. Consumables Exclusion in OD
176. Engine Protect Add-On
177. Zero Depreciation Cover
178. Roadside Assistance (RSA)
179. Return to Invoice (RTI) Cover
180. NCB Protect Add-On
181. Invoice Cover in Two-Wheelers
182. Helmet Cover Add-On
183. Key Replacement Cover
184. Lock and Key Cover
185. Emergency Transport and Hotel Expenses
186. Daily Allowance Benefit
187. Conveyance Benefit in PA
188. Hospital Cash Benefit
189. OPD Cover in Health Insurance
190. Dental and Vision Cover
191. Alternative Medicine Coverage
192. Mental Health Insurance
193. Infertility Treatment Cover
194. Obesity Treatment Exclusion
195. Cosmetic Surgery Coverage
196. Organ Donor Expenses
197. Ambulance Charges Limit
198. Air Ambulance Coverage
199. Second Opinion Benefit
200. Cumulative Bonus in Health

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Insurance Project Topics List (201-300)

200. Cumulative Bonus in Health
201. Restoration of Sum Insured
202. Free Health Check-Up Benefit
203. Loyalty Discount in Renewals
204. Zone-Based Pricing in Health
205. Family Floater vs multi-individual
206. Parent-In-Law Coverage
207. New Born Baby Cover
208. Vaccination Cover for Infants
209. Congenital Disease Coverage
210. HIV/AIDS Coverage
211. Genetic Disorder Insurance
212. Stem Cell Treatment Cover
213. Robotic Surgery Coverage
214. International Treatment Coverage
215. Medical Tourism Insurance
216. Repatriation of Mortal Remains
217. Compassionate Visit Benefit
218. Home Nursing Benefit
219. Ayurvedic Hospitalization
220. Yoga and Naturopathy Cover
221. Domiciliary Treatment Limit
222. Modern Treatment Methods
223. Corporate Wellness Programs
224. Employee Group Term Life
225. Gratuity Funding through Insurance
226. Superannuation Schemes
227. Leave Encashment Funding
228. Workers Compensation Insurance
229. ESIC vs Private Insurance
230. Marine Hull Insurance
231. Protection and Indemnity (P&I) Clubs
232. War Risks Insurance
233. Strike Risks Coverage
234. Cargo ISM Endorsement
235. Duty Insurance
236. Increased Value Insurance
237. Seller’s Interest Insurance
238. Buyer’s Contingency Insurance
239. Stock Throughput Policy
240. Inland Transit Insurance
241. Rail/Road Risk Coverage
242. Project Cargo Insurance
243. Delay in Start-Up (DSU) Insurance
244. Marine Cyber Insurance
245. Aviation Cyber Coverage
246. Space Cyber Risks
247. Product Recall Insurance
248. Contaminated Products Insurance
249. Clinical Trials Liability
250. Errors and Omissions (E&O) for IT
251. Media Liability Insurance
252. Publishers Liability
253. Advertising Injury Coverage
254. Libel and Slander Insurance
255. Film Producers Indemnity
256. Event Liability Insurance
257. Public Gathering Risks
258. Cancellation and Abandonment
259. Non-Appearance Insurance
260. Prize Indemnity Insurance
261. Hole-in-One Insurance
262. Weather Insurance for Events
263. Over-Redemption Insurance
264. Contractual Penalty Insurance
265. Performance Guarantee Insurance
266. Advance Payment Guarantee
267. Bid Bond Insurance
268. Customs Bond Insurance
269. Court Bond Insurance
270. Fidelity Bond
271. Crime Insurance for SMEs
272. Employee Dishonesty Coverage
273. Computer Crime Policy
274. Social Engineering Fraud
275. Funds Transfer Fraud
276. Kidnap and Ransom Response
277. Extortion Coverage
278. Crisis Management Expenses
279. Legal Expenses Insurance
280. After the Event (ATE) Insurance
281. Before the Event (BTE) Legal Cover
282. Arbitration Award Default
283. Title Insurance for Property
284. Mortgage Redemption Insurance
285. Landlord Insurance Package
286. Tenant Default Coverage
287. Rent Guarantee Insurance
288. Building Under Construction Insurance
289. Decennial Liability Insurance
290. Latent Defects Insurance
291. Environmental Impairment Liability
292. Pollution Legal Liability
293. Asbestos Liability Coverage
294. Mold and Fungus Exclusion
295. PFAS (Forever Chemicals) Risks
296. Climate Change Liability
297. Carbon Liability Insurance
298. Biodiversity Damage Coverage
299. ESG Litigation Risks
300. Parametric Microinsurance

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Insurance Project Topics List (301-400)

301. Picture-Based Crop Insurance
302. Satellite-Based Yield Assessment
303. Drone-Based Claim Assessment
304. IoT in Insurance
305. Smart Home Insurance Discounts
306. Connected Car Insurance
307. Wearable-Based Life Premiums
308. Genomics in Life Underwriting
309. Epigenetics in Health Risks
310. Digital Health Records Integration
311. API-Based Insurance Distribution
312. Chatbot Claim Intimation
313. Video Claim Assessment
314. AR-Based Damage Assessment
315. VR-Based Risk Inspection
316. Metaverse Insurance Products
317. NFT Insurance
318. Crypto Wallet Insurance
319. DeFi Insurance Protocols
320. DAO Liability Coverage
321. Smart Contract Insurance
322. Web3 Insurance Marketplace
323. Tokenized Insurance Policies
324. Fractional Insurance Ownership
325. Peer-to-Peer Insurance Models
326. Mutual Insurance Revival
327. Community-Based Insurance
328. Takaful Insurance Principles
329. Waqf in Islamic Insurance
330. Retakaful Operations
331. Conventional vs Takaful Products
332. Sharia Compliance in Investments
333. Surplus Distribution in Takaful
334. Qard Hasan in Deficit
335. Wakala vs Mudaraba Models
336. Family Takaful Plans
337. General Takaful Products
338. Bancatakaful Distribution
339. Microtakaful for Low-Income
340. Health Takaful Coverage
341. Motor Takaful Features
342. Home Takaful Products
343. Travel Takaful
344. Education Takaful
345. Retirement Takaful
346. Insurance Brokers Role
347. Direct vs Broker Channel
348. Web Aggregators in Insurance
349. PoSP Model in Distribution
350. Corporate Agents in Insurance
351. Insurance Marketing Firms (IMF)
352. Cross-Selling Regulations
353. Need-Based Selling Guidelines
354. Persistency Improvement Strategies
355. Orphan Policy Management
356. Surrender Penalty Regulations
357. Loan Against Policy Rules
358. Partial Withdrawal in ULIPs
359. Switching in ULIPs
360. Top-Up Premiums in ULIPs
361. Loyalty Additions in ULIPs
362. Mortality Charges in ULIPs
363. Fund Management Charges
364. Policy Administration Charges
365. Premium Allocation Charges
366. Discontinuance Charges
367. ULIP vs Mutual Fund Taxation
368. Equity vs Debt ULIP Funds
369. Dynamic Asset Allocation in ULIPs
370. Trigger-Based Switching
371. Auto-Rebalancing in ULIPs
372. Insurance Repositories
373. e-Insurance Account (eIA)
374. Digital Policy Documents
375. Electronic Signatures in Insurance
376. Aadhaar e-KYC in Onboarding
377. Video KYC Process
378. Instant Policy Issuance
379. Paperless Claim Settlement
380. Straight-Through Processing (STP)
381. Robotic Process Automation in Claims
382. Optical Character Recognition (OCR)
383. Natural Language Processing in Claims
384. Predictive Analytics in Fraud
385. Anomaly Detection in Claims
386. Network Analysis in Fraud Rings
387. Social Media Intelligence in Claims
388. Satellite Imagery in Disaster Claims
389. Drone Footage in Property Claims
390. IoT Sensors in Risk Monitoring
391. Smart Contracts in Claim Payment
392. Blockchain in Policy Registry
393. Tokenization of Premiums
394. Decentralized Insurance Protocols
395. Oracles in Parametric Insurance
396. Reinsurance on Blockchain
397. Cat Bond on Distributed Ledger
398. Insurance-Linked NFTs
399. Metaverse Claim Filing
400. AR-Based Policy Visualization

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Insurance Project Topics List (401-500)

401. VR-Based Risk Training
402. Gamification in Insurance Sales
403. Behavioral Economics in Pricing
404. Nudge Theory in Persistency
405. Choice Architecture in Plans
406. Anchoring in Premium Quotes
407. Loss Aversion in Claims
408. Mental Accounting in Riders
409. Endowment Effect in Surrenders
410. Status Quo Bias in Renewals
411. Hyperbolic Discounting in Savings
412. Prospect Theory in Insurance
413. Regret Aversion in Decisions
414. Framing Effect in Policy Wordings
415. Salience in Add-On Covers
416. Default Options in Group Plans
417. Partitioning in Premium Payments
418. Payment Frequency Illusion
419. Decoy Effect in Plan Choices
420. Compromise Effect in Coverage
421. Attraction Effect in Riders
422. Insurance as a Grudge Purchase
423. Trust Deficit in Insurance
424. Financial Literacy and Insurance
425. Women and Insurance Ownership
426. Youth and Insurance Awareness
427. Rural Insurance Penetration
428. Urban vs Rural Claim Patterns
429. Seasonal Variations in Claims
430. Monsoon and Motor Claims
431. Winter and Health Claims
432. Festival Season Travel Insurance
433. Tax Season and ELSS ULIPs
434. Budget Announcements Impact
435. Repo Rate and Premium Financing
436. Inflation and Sum Insured Adequacy
437. Currency Fluctuation in Overseas Travel
438. Fuel Price and Motor Premiums
439. Medical Inflation and Health Premiums
440. Construction Cost and Property Premiums
441. Wage Inflation and Liability Premiums
442. Longevity Risk in Annuities
443. Mortality Improvement Assumptions
444. Pandemic Risk Modeling
445. Catastrophe Risk Assessment
446. Accumulation Risk in Reinsurance
447. Clash Covers in Property
448. Event Limits in Liability
449. Aggregate Limits in Policies
450. Retention and Deductibles Strategy
451. Risk Retention Groups (RRG)
452. Captive Insurance Companies
453. Self-Insurance vs Commercial
454. Finite Risk Reinsurance
455. Adverse Development Covers
456. Loss Portfolio Transfers
457. Retrocessional Coverage
458. Sidecar Arrangements
459. Insurance Securitization
460. Industry Loss Warranties (ILW)
461. Trigger Mechanisms in Cat Bonds
462. Sponsor vs Investor in ILS
463. Collateralized Reinsurance
464. Fronting Arrangements
465. Managing General Agents (MGA)
466. Lloyd’s Coverholders
467. Insurance Pools in India
468. Nuclear Pool
469. Terrorism Pool
470. Crop Insurance Pool
471. Health Insurance Pool for AIDS
472. Third Party Motor Pool (Declined)
473. IRDAI Sandbox Projects
474. Regulatory Technology (RegTech)
475. Supervisory Technology (SupTech)
476. Open API in Insurance
477. Account Aggregator Framework
478. India Stack in Insurance
479. UPI in Premium Payments
480. Bharat Bill Payment System (BBPS)
481. Insurance Data Exchange
482. Health Claims Exchange
483. Motor Claims Exchange
484. Life Claims Exchange
485. Fraud Intelligence Sharing
486. KYC Registry for Insurance
487. Central KYC (CKYC)
488. Video-Based Customer Identification
489. Biometric Authentication in Claims
490. Facial Recognition in KYC
491. Voice Biometrics in Call Centers
492. Document Verification APIs
493. PAN Validation in Proposals
494. Aadhaar Vault in Storage
495. Data Privacy in Insurance
496. Personal Data Protection Bill Impact
497. GDPR Compliance for NRIs
498. Data Localization Requirements
499. Cyber Insurance for Data Breaches
500. Business Continuity in Insurance Operations

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